@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,400;0,9..144,500;0,9..144,600;0,9..144,700;1,9..144,400;1,9..144,500&family=Inter:wght@300;400;500;600;700&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

:root {
  /* Color System - Field Ledger */
  --paper:        #F6F1E6;
  --paper-alt:     #EEE6D4;
  --paper-line:    #E6DCC6;
  --ink:           #1C2B3A;
  --ink-soft:      #4C5C6B;
  --ink-faint:     #8A93A0;
  --verdigris:     #3E6259;
  --verdigris-dk:  #2B4740;
  --rust:          #A15C38;
  --rust-dk:       #833F22;
  --line:          rgba(28, 43, 58, 0.14);
  --line-strong:   rgba(28, 43, 58, 0.28);
  --up:            #2B6B4A;
  --down:          #A13B2E;

  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Inter', sans-serif;
  --font-mono: 'IBM Plex Mono', monospace;

  --ease: cubic-bezier(0.16, 1, 0.3, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  background: var(--paper);
  color: var(--ink-soft);
  font-family: var(--font-body);
  -webkit-font-smoothing: antialiased;
}

body {
  overflow-x: hidden;
  background: var(--paper);
  line-height: 1.65;
  background-image:
    radial-gradient(circle at 1px 1px, rgba(28,43,58,0.055) 1px, transparent 0);
  background-size: 22px 22px;
}

/* Typography */
h1, h2, h3, h4 {
  color: var(--ink);
  font-family: var(--font-display);
  font-weight: 500;
  letter-spacing: -0.01em;
}

h1 { font-size: 3.4rem; line-height: 1.08; font-weight: 500; }
h2 { font-size: 2.3rem; line-height: 1.15; font-weight: 500; }
h3 { font-size: 1.5rem; line-height: 1.3; font-weight: 600; }
h4 { font-size: 1.15rem; line-height: 1.35; font-weight: 600; }

p { font-family: var(--font-body); font-weight: 400; color: var(--ink-soft); }

a { text-decoration: none; color: inherit; transition: all 0.35s var(--ease); }

.mono { font-family: var(--font-mono); }

/* Layout */
.container { max-width: 1180px; margin: 0 auto; padding: 0 32px; position: relative; z-index: 1; }
section { padding: 96px 0; position: relative; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--verdigris-dk);
  margin-bottom: 18px;
}
.eyebrow::before {
  content: '';
  width: 22px;
  height: 1px;
  background: var(--rust);
}

.section-header { max-width: 660px; margin-bottom: 56px; }
.section-header.center { max-width: 660px; margin-left: auto; margin-right: auto; text-align: center; }
.section-header p { margin-top: 16px; font-size: 1.05rem; }

/* Dotted leader row - the signature ledger device */
.leader-row {
  display: flex;
  align-items: baseline;
  gap: 10px;
}
.leader-row .leader-fill {
  flex: 1;
  border-bottom: 1px dotted var(--line-strong);
  transform: translateY(-4px);
}

/* Buttons */
.btn {
  font-family: var(--font-mono);
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  padding: 15px 30px;
  border-radius: 2px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  justify-content: center;
  transition: all 0.35s var(--ease);
  border: 1px solid transparent;
}

.btn-primary {
  background: var(--ink);
  color: var(--paper);
}
.btn-primary:hover { background: var(--verdigris-dk); transform: translateY(-2px); }

.btn-secondary {
  background: transparent;
  color: var(--ink);
  border-color: var(--line-strong);
}
.btn-secondary:hover { border-color: var(--rust); color: var(--rust-dk); transform: translateY(-2px); }

.btn-text {
  font-family: var(--font-mono);
  color: var(--rust-dk);
  font-size: 0.85rem;
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: none;
  background: none;
  cursor: pointer;
}
.btn-text::after { content: '→'; transition: transform 0.35s var(--ease); }
.btn-text:hover::after { transform: translateX(5px); }

/* Header & Nav */
header {
  position: sticky;
  top: 0;
  background: rgba(246, 241, 230, 0.88);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
  z-index: 100;
}

nav { display: flex; justify-content: space-between; align-items: center; height: 84px; }

.logo {
  display: flex;
  align-items: center;
}
.logo img {
  height: 42px;
  width: auto;
  display: block;
  transition: all 0.35s var(--ease);
}

nav ul { display: flex; gap: 38px; list-style: none; align-items: center; }

nav a {
  font-family: var(--font-mono);
  font-size: 0.8rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--ink-soft);
  position: relative;
  padding-bottom: 4px;
}
nav a::after {
  content: '';
  position: absolute;
  left: 0; bottom: 0;
  width: 0; height: 1px;
  background: var(--rust);
  transition: width 0.35s var(--ease);
}
nav a:hover, nav li.active a { color: var(--ink); }
nav a:hover::after, nav li.active a::after { width: 100%; }

.nav-cta { display: none; }
@media (min-width: 900px) { .nav-cta { display: inline-flex; } }

/* Ticker */
.ticker-wrap {
  width: 100%;
  overflow: hidden;
  background: var(--ink);
  padding: 9px 0;
  position: relative;
  z-index: 99;
}
.ticker { display: flex; white-space: nowrap; animation: ticker-loop 40s linear infinite; }
.ticker:hover { animation-play-state: paused; }
.ticker-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 0 26px;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  letter-spacing: 0.03em;
  color: rgba(246,241,230,0.55);
  border-right: 1px solid rgba(246,241,230,0.12);
}
.ticker-name { color: var(--paper); }
.ticker-val { color: rgba(246,241,230,0.85); }
.ticker-change.up { color: #7FCBA0; }
.ticker-change.down { color: #E58C7C; }
@keyframes ticker-loop {
  0% { transform: translate3d(0,0,0); }
  100% { transform: translate3d(-50%,0,0); }
}

/* Hero */
.hero { padding: 120px 0 80px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 70px; align-items: start; }
.hero-content h1 { margin-bottom: 22px; }
.hero-content .accent { color: var(--verdigris); font-style: italic; }
.hero-content p.lead { font-size: 1.12rem; max-width: 520px; margin-bottom: 36px; }
.hero-cta { display: flex; gap: 18px; margin-bottom: 40px; }

.hero-note {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--ink-faint);
  display: flex;
  gap: 8px;
  align-items: center;
}
.hero-note::before { content: '＊'; color: var(--rust); }

/* Ledger card - the signature element */
.ledger-card {
  background: var(--paper-alt);
  border: 1px solid var(--line-strong);
  padding: 34px;
  position: relative;
}
.ledger-card::before {
  content: attr(data-tag);
  position: absolute;
  top: -1px; right: -1px;
  font-family: var(--font-mono);
  font-size: 0.65rem;
  letter-spacing: 0.08em;
  background: var(--verdigris);
  color: var(--paper);
  padding: 5px 10px;
}
.ledger-card h4 {
  font-size: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  border-bottom: 1px solid var(--line-strong);
  padding-bottom: 16px;
  margin-bottom: 20px;
}
.ledger-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 10px;
  padding: 12px 0;
  border-bottom: 1px dotted var(--line-strong);
}
.ledger-row:last-child { border-bottom: none; }
.ledger-row span:first-child {
  font-family: var(--font-mono);
  font-size: 0.78rem;
  color: var(--ink-soft);
  text-transform: uppercase;
  letter-spacing: 0.03em;
}
.ledger-row strong {
  font-family: var(--font-display);
  font-size: 1.35rem;
  color: var(--verdigris-dk);
  font-weight: 600;
}

/* Stats strip */
.stats-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--line-strong);
  border-bottom: 1px solid var(--line-strong);
}
.stat-cell {
  padding: 34px 24px;
  text-align: left;
  border-right: 1px solid var(--line);
}
.stat-cell:last-child { border-right: none; }
.stat-cell .num {
  font-family: var(--font-display);
  font-size: 2.4rem;
  color: var(--ink);
  font-weight: 500;
  display: block;
}
.stat-cell .label {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--ink-faint);
  margin-top: 6px;
  display: block;
}

/* Pillars / features grid */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}
.pillar-card {
  background: var(--paper);
  padding: 36px 30px;
  transition: background 0.35s var(--ease);
}
.pillar-card:hover { background: var(--paper-alt); }
.pillar-card .idx {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  color: var(--rust-dk);
  letter-spacing: 0.05em;
  margin-bottom: 16px;
  display: block;
}
.pillar-card h3 { margin-bottom: 12px; font-size: 1.25rem; }
.pillar-card p { font-size: 0.95rem; }

/* Segments (who we serve) */
.segments-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.segment-card {
  border: 1px solid var(--line-strong);
  padding: 30px;
  background: var(--paper);
  transition: all 0.35s var(--ease);
}
.segment-card:hover { border-color: var(--verdigris); box-shadow: 4px 4px 0 var(--verdigris); transform: translate(-2px,-2px); }
.segment-card .q { font-family: var(--font-mono); font-size: 0.78rem; color: var(--rust-dk); margin-bottom: 10px; display: block; }
.segment-card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.segment-card p { font-size: 0.92rem; }

/* Process (5-step ledger timeline) */
.process-list { border-top: 1px solid var(--line-strong); }
.process-item {
  display: grid;
  grid-template-columns: 90px 1fr 1.6fr;
  gap: 30px;
  align-items: start;
  padding: 30px 0;
  border-bottom: 1px solid var(--line-strong);
}
.process-item .step-num {
  font-family: var(--font-mono);
  font-size: 0.85rem;
  color: var(--verdigris-dk);
  padding-top: 4px;
}
.process-item h3 { font-size: 1.2rem; }
.process-item p { font-size: 0.95rem; }

/* Risk comfort tool (interactive, replaces old wealth calculator visually) */
.tool-wrapper {
  border: 1px solid var(--line-strong);
  background: var(--paper-alt);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  padding: 46px;
}
.tool-controls { display: flex; flex-direction: column; gap: 30px; }
.tool-group { display: flex; flex-direction: column; gap: 10px; }
.tool-label {
  display: flex;
  justify-content: space-between;
  font-family: var(--font-mono);
  font-size: 0.78rem;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.tool-label span:last-child { color: var(--verdigris-dk); font-weight: 600; font-size: 0.85rem; }

.range-input {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 3px;
  background: var(--line-strong);
  outline: none;
}
.range-input::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 16px; height: 16px;
  border-radius: 50%;
  background: var(--rust);
  cursor: pointer;
  border: 2px solid var(--paper);
  box-shadow: 0 0 0 1px var(--rust);
}
.range-input::-moz-range-thumb {
  width: 16px; height: 16px;
  border-radius: 50%;
  background: var(--rust);
  cursor: pointer;
  border: 2px solid var(--paper);
}

.allocation-bar {
  width: 100%;
  height: 34px;
  display: flex;
  border: 1px solid var(--line-strong);
  overflow: hidden;
  margin-top: 6px;
}
.alloc-segment { display: flex; align-items: center; justify-content: center; font-family: var(--font-mono); font-size: 0.68rem; color: var(--paper); transition: width 0.4s var(--ease); white-space: nowrap; overflow: hidden; }
.alloc-equity { background: var(--verdigris-dk); }
.alloc-debt { background: var(--ink-soft); }
.alloc-gold { background: var(--rust); }

.tool-legend { display: flex; gap: 20px; margin-top: 14px; font-family: var(--font-mono); font-size: 0.72rem; color: var(--ink-soft); flex-wrap: wrap; }
.tool-legend span { display: inline-flex; align-items: center; gap: 6px; }
.tool-legend i { width: 9px; height: 9px; display: inline-block; }
.tool-legend .i-equity { background: var(--verdigris-dk); }
.tool-legend .i-debt { background: var(--ink-soft); }
.tool-legend .i-gold { background: var(--rust); }

.tool-readout { display: flex; flex-direction: column; justify-content: center; gap: 6px; }
.tool-readout p.note { font-size: 0.85rem; margin-top: 18px; color: var(--ink-faint); }

/* Quote section */
.quote-section {
  background: var(--ink);
  color: var(--paper);
  text-align: center;
  padding: 110px 0;
}
.quote-container { max-width: 780px; margin: 0 auto; }
.quote-icon { font-family: var(--font-display); font-size: 2.6rem; color: var(--rust); opacity: 0.7; margin-bottom: 24px; }
.quote-text { font-family: var(--font-display); font-size: 1.9rem; font-style: italic; line-height: 1.45; color: var(--paper); margin-bottom: 26px; }
.quote-author { font-family: var(--font-mono); font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--rust); }
.quote-author-title { font-size: 0.75rem; color: rgba(246,241,230,0.5); margin-top: 4px; display: block; }

/* Testimonial strip */
.testimonial-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.testimonial-card { border: 1px solid var(--line-strong); padding: 28px; background: var(--paper); }
.testimonial-card p.quote { font-size: 0.95rem; margin-bottom: 20px; font-style: italic; color: var(--ink-soft); }
.testimonial-card .who { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.04em; color: var(--verdigris-dk); }
.testimonial-card .role { font-size: 0.78rem; color: var(--ink-faint); margin-top: 2px; }

/* Services grid detail */
.services-detail-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--line-strong); border: 1px solid var(--line-strong); }
.service-detail-card { background: var(--paper); padding: 38px; }
.service-detail-card .idx { font-family: var(--font-mono); font-size: 0.72rem; color: var(--rust-dk); display: block; margin-bottom: 14px; }
.service-detail-card h3 { margin-bottom: 12px; }
.service-detail-card p { font-size: 0.94rem; margin-bottom: 18px; }
.service-detail-card ul { list-style: none; font-family: var(--font-mono); font-size: 0.8rem; color: var(--ink-soft); }
.service-detail-card ul li { padding: 6px 0; border-top: 1px dotted var(--line-strong); }
.service-detail-card ul li:first-child { border-top: none; }

/* Fee philosophy block */
.fee-block { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 60px; align-items: center; }
.fee-block p { margin-bottom: 18px; }

/* FAQ accordion */
.faq-list { border-top: 1px solid var(--line-strong); }
.faq-item { border-bottom: 1px solid var(--line-strong); }
.faq-question {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--ink);
}
.faq-question .plus {
  font-family: var(--font-mono);
  font-size: 1.1rem;
  color: var(--rust-dk);
  transition: transform 0.35s var(--ease);
  flex-shrink: 0;
}
.faq-item.open .faq-question .plus { transform: rotate(45deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s var(--ease);
}
.faq-answer p { padding-bottom: 24px; font-size: 0.95rem; max-width: 720px; }

/* Contact page */
.contact-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 60px; }
.contact-info { display: flex; flex-direction: column; gap: 24px; }
.contact-card {
  border: 1px solid var(--line-strong);
  padding: 26px;
  background: var(--paper-alt);
}
.contact-card span.label {
  font-family: var(--font-mono);
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--verdigris-dk);
  display: block;
  margin-bottom: 8px;
}
.contact-card h4 { font-size: 1.1rem; margin-bottom: 8px; }
.contact-card p { font-size: 0.92rem; }

.premium-form {
  background: var(--paper-alt);
  border: 1px solid var(--line-strong);
  padding: 44px;
  display: flex;
  flex-direction: column;
  gap: 26px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group label {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--ink-soft);
}
.form-group input, .form-group textarea, .form-group select {
  background: var(--paper);
  border: 1px solid var(--line-strong);
  border-radius: 0;
  padding: 13px 14px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--ink);
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  outline: none;
  border-color: var(--verdigris);
  box-shadow: 0 0 0 1px var(--verdigris);
}
.form-group textarea { resize: vertical; min-height: 110px; }

.form-success-message {
  display: none;
  background: rgba(43, 107, 74, 0.1);
  border: 1px solid var(--up);
  color: var(--verdigris-dk);
  padding: 22px;
  font-family: var(--font-body);
  font-size: 0.92rem;
  margin-bottom: 22px;
}

/* CTA banner */
.cta-banner {
  border: 1px solid var(--line-strong);
  padding: 76px;
  text-align: center;
  background: var(--paper-alt);
  position: relative;
}
.cta-banner::before, .cta-banner::after {
  content: '';
  position: absolute;
  width: 14px; height: 14px;
  border: 1px solid var(--ink);
}
.cta-banner::before { top: 12px; left: 12px; border-right: none; border-bottom: none; }
.cta-banner::after { bottom: 12px; right: 12px; border-left: none; border-top: none; }
.cta-banner h2 { margin-bottom: 18px; }
.cta-banner p { max-width: 560px; margin: 0 auto 34px; font-size: 1.05rem; }

/* Footer */
footer { background: var(--ink); color: rgba(246,241,230,0.6); padding: 64px 0 30px; font-size: 0.85rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 50px; margin-bottom: 48px; }
.footer-about h4 { font-family: var(--font-display); color: var(--paper); font-size: 1.2rem; margin-bottom: 14px; }
.footer-about p { font-size: 0.88rem; line-height: 1.7; color: rgba(246,241,230,0.55); max-width: 360px; }
.footer-col h5 {
  font-family: var(--font-mono);
  color: var(--paper);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 18px;
  font-size: 0.75rem;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 11px; }
.footer-col a { font-size: 0.88rem; color: rgba(246,241,230,0.6); }
.footer-col a:hover { color: var(--rust); }
.footer-bottom {
  border-top: 1px solid rgba(246,241,230,0.14);
  padding-top: 26px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  color: rgba(246,241,230,0.4);
}

/* Reveal animation */
.reveal-on-scroll { opacity: 0; transform: translateY(24px); transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
.reveal-on-scroll.revealed { opacity: 1; transform: translateY(0); }
.delay-100 { transition-delay: 100ms; }
.delay-200 { transition-delay: 200ms; }
.delay-300 { transition-delay: 300ms; }

/* Responsive */
@media (max-width: 1024px) {
  h1 { font-size: 2.7rem; }
  .hero-grid { grid-template-columns: 1fr; gap: 50px; }
  .stats-strip { grid-template-columns: repeat(2, 1fr); }
  .stat-cell:nth-child(2) { border-right: none; }
  .pillars-grid { grid-template-columns: 1fr; }
  .segments-grid { grid-template-columns: repeat(2, 1fr); }
  .process-item { grid-template-columns: 60px 1fr; }
  .process-item p { grid-column: 2 / 3; }
  .tool-wrapper { grid-template-columns: 1fr; padding: 32px; gap: 30px; }
  .services-detail-grid { grid-template-columns: 1fr; }
  .testimonial-grid { grid-template-columns: 1fr; }
  .fee-block { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  h1 { font-size: 2.2rem; }
  h2 { font-size: 1.8rem; }
  section { padding: 64px 0; }
  nav ul { display: none; }
  .segments-grid { grid-template-columns: 1fr; }
  .stats-strip { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .cta-banner { padding: 44px 26px; }
  .footer-grid { grid-template-columns: 1fr; gap: 34px; }
  .footer-bottom { flex-direction: column; gap: 14px; text-align: center; }
  .premium-form { padding: 28px; }
}

/* Revamp Custom Styles */
.sub-nav-bar {
  position: sticky;
  top: 84px; /* height of header */
  background: rgba(246, 241, 230, 0.96);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
  z-index: 99;
  padding: 12px 0;
  transition: all 0.3s ease;
}
.sub-nav-bar .container {
  display: flex;
  gap: 16px;
  overflow-x: auto;
  scrollbar-width: none; /* Hide scrollbar for Firefox */
  padding-top: 2px;
  padding-bottom: 2px;
}
.sub-nav-bar .container::-webkit-scrollbar {
  display: none; /* Hide scrollbar for Chrome/Safari */
}
.sub-nav-bar a {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  text-transform: uppercase;
  color: var(--ink-soft);
  padding: 6px 14px;
  border: 1px solid var(--line-strong);
  border-radius: 2px;
  white-space: nowrap;
  letter-spacing: 0.04em;
}
.sub-nav-bar a:hover {
  color: var(--ink);
  background: var(--paper-alt);
  border-color: var(--ink-soft);
}
.sub-nav-bar a.active {
  color: var(--paper);
  background: var(--verdigris-dk);
  border-color: var(--verdigris-dk);
}

/* Accordion Layout */
.accordion-group {
  margin-top: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.accordion-item {
  border: 1px solid var(--line-strong);
  background: var(--paper);
  border-radius: 2px;
  overflow: hidden;
  transition: all 0.35s var(--ease);
}
.accordion-item.open {
  background: var(--paper-alt);
  border-color: var(--verdigris);
}
.accordion-header {
  width: 100%;
  padding: 16px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
}
.accordion-header h3 {
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--ink);
  margin: 0;
  font-weight: 600;
}
.accordion-icon {
  font-family: var(--font-mono);
  font-size: 1.1rem;
  color: var(--rust-dk);
  transition: transform 0.35s var(--ease);
  flex-shrink: 0;
}
.accordion-item.open .accordion-icon {
  transform: rotate(45deg);
  color: var(--verdigris-dk);
}
.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s var(--ease);
}
.accordion-content-inner {
  padding: 0 20px 20px 20px;
  font-size: 0.92rem;
  color: var(--ink-soft);
}
.accordion-content-inner p {
  line-height: 1.6;
}

/* Page Split Sections */
.split-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.split-image {
  border: 1px solid var(--line-strong);
  padding: 12px;
  background: var(--paper-alt);
}
.split-image img {
  width: 100%;
  height: auto;
  display: block;
}

/* Custom Lists */
ul.premium-list {
  list-style: none;
  padding-left: 0;
  margin-top: 16px;
}
ul.premium-list li {
  position: relative;
  padding-left: 20px;
  margin-bottom: 10px;
  font-size: 0.92rem;
  color: var(--ink-soft);
  line-height: 1.55;
}
ul.premium-list li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--rust);
  font-weight: bold;
}

/* Banner grids */
.banner-heading-sec {
  background: var(--ink);
  color: var(--paper);
  padding: 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  border: 1px solid var(--line-strong);
  height: 100%;
}
.banner-heading-sec h2 {
  color: var(--paper);
  font-size: 2.2rem;
  line-height: 1.2;
}

/* Sub-nav adjustments for scrolling */
.scroll-section {
  scroll-margin-top: 150px; /* Offset for header + sticky sub-nav */
}
:target::before {
  content: "";
  display: block;
  height: 150px; /* Offset for header + sticky sub-nav */
  margin: -150px 0 0;
}

/* Homepage Greenery Design Overrides (Stash Wealth & Avivar Capital Inspiration) */
.home-page header {
  position: absolute;
  top: 0; left: 0; right: 0;
  background: transparent;
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  border-bottom: none;
  z-index: 100;
}
.home-page nav .logo img {
  filter: invert(1) brightness(100);
}
.home-page nav a {
  color: rgba(246, 241, 230, 0.8);
}
.home-page nav a:hover, .home-page nav li.active a {
  color: var(--paper);
}
.home-page nav a::after {
  background: var(--paper);
}
.home-page nav .nav-cta {
  background: transparent !important;
  color: var(--paper) !important;
  border: 1px solid rgba(246, 241, 230, 0.55) !important;
}
.home-page nav .nav-cta:hover {
  background: rgba(246, 241, 230, 0.12) !important;
  color: var(--paper) !important;
  border-color: var(--paper) !important;
}

.home-page .hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background-image: linear-gradient(rgba(10, 24, 15, 0.58), rgba(10, 24, 15, 0.58)), url('../images/greenery_hero_light.jpg');
  background-size: cover;
  background-position: center center;
  background-repeat: no-repeat;
  padding-top: 140px;
  padding-bottom: 96px;
  color: var(--paper);
}
.home-page .hero h1 {
  color: var(--paper);
  font-size: 3.8rem;
  line-height: 1.1;
  font-weight: 700;
  margin-bottom: 24px;
  letter-spacing: -0.02em;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.4);
}
.home-page .hero .accent {
  color: #CFAC68;
}
.home-page .hero p.lead {
  color: rgba(246, 241, 230, 0.9);
  font-size: 1.2rem;
  max-width: 600px;
  margin-bottom: 36px;
  line-height: 1.6;
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.3);
}
.home-page .hero .btn-primary {
  background: #CFAC68;
  color: var(--ink);
  border-color: #CFAC68;
  font-weight: 600;
}
.home-page .hero .btn-primary:hover {
  background: var(--paper);
  color: var(--ink);
  border-color: var(--paper);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(207, 172, 104, 0.3);
}
.home-page .hero .btn-secondary {
  color: var(--paper);
  border-color: rgba(246, 241, 230, 0.5);
}
.home-page .hero .btn-secondary:hover {
  border-color: var(--paper);
  color: var(--paper);
  background: rgba(246, 241, 230, 0.1);
  transform: translateY(-3px);
}
.home-page .hero .hero-note {
  color: rgba(246, 241, 230, 0.5);
  margin-top: 24px;
  font-size: 0.72rem;
  font-family: var(--font-mono);
}

.home-page .hero .ledger-card {
  background: rgba(20, 32, 45, 0.45);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(246, 241, 230, 0.15);
  color: var(--paper);
  box-shadow: 0 20px 48px rgba(0, 0, 0, 0.4);
}
.home-page .hero .ledger-card h4 {
  color: var(--paper);
  border-bottom: 1px solid rgba(246, 241, 230, 0.15);
  padding-bottom: 12px;
}
.home-page .hero .ledger-card .ledger-row {
  border-bottom: 1px dashed rgba(246, 241, 230, 0.12);
}
.home-page .hero .ledger-card .ledger-row span {
  color: rgba(246, 241, 230, 0.75);
}
.home-page .hero .ledger-card .ledger-row strong {
  color: var(--paper);
}

/* Adjust standard scroll behaviors for overlay headers */
.home-page .ticker-wrap {
  border-top: none;
  border-bottom: 1px solid var(--line-strong);
}

/* responsive hero text sizing */
@media (max-width: 768px) {
  .home-page .hero {
    min-height: auto;
    padding-top: 120px;
    padding-bottom: 64px;
  }
  .home-page .hero h1 {
    font-size: 2.4rem;
  }
  .home-page .hero p.lead {
    font-size: 1rem;
  }
  .home-page header {
    position: sticky;
    background: var(--ink);
  }
  .home-page nav .logo span {
    color: rgba(246, 241, 230, 0.6);
  }
}